{"id":37815,"date":"2026-06-15T10:36:05","date_gmt":"2026-06-15T10:36:05","guid":{"rendered":"https:\/\/estudiosanamar.com\/empresas\/?p=37815"},"modified":"2026-10-22T11:15:42","modified_gmt":"2026-10-22T11:15:42","slug":"curso-financiacion-empresarial-bancaria-alternativa-publica-y-europea-para-empresas","status":"publish","type":"page","link":"https:\/\/estudiosanamar.com\/empresas\/curso-financiacion-empresarial-bancaria-alternativa-publica-y-europea-para-empresas\/","title":{"rendered":"Curso Financiaci\u00f3n Empresarial, Bancaria, Alternativa, P\u00fablica y Europea para Empresas"},"content":{"rendered":"\n\n \n Financiaci\u00f3n Empresarial | Estudios Anamar | Curso Bonificado FUNDAE<\/title>\n <meta name=\"description\" content=\"Aprende a gestionar la financiaci\u00f3n de tu empresa: productos bancarios, ayudas p\u00fablicas y m\u00e1s. Curso 30h bonificado FUNDAE. 225\u20ac con gesti\u00f3n incluida.\">\n <link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:wght@700;800&family=Source+Sans+3:wght@300;400;500;600;700&display=swap\" rel=\"stylesheet\">\n <style>\n \/* \u2500\u2500 RESET & TOKENS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n\n :root {\n --navy: #0F2744;\n --navy2: #183660;\n --teal: #1B6CA8;\n --sky: #3B9FD4;\n --amber: #D4880A;\n --amber2: #F5A623;\n --gold: #E8C84A;\n --off: #F7F9FC;\n --border: #DDE6F0;\n --text: #1A2535;\n --muted: #5A6A82;\n --white: #FFFFFF;\n --green: #1D7A4E;\n\n --display: 'Playfair Display', Georgia, serif;\n --body: 'Source Sans 3', system-ui, sans-serif;\n\n --max: 1080px;\n --rad: 10px;\n --shadow: 0 4px 24px rgba(15,39,68,.10);\n --shadow-lg: 0 12px 48px rgba(15,39,68,.16);\n }\n\n html { scroll-behavior: smooth; }\n body { font-family: var(--body); color: var(--text); background: var(--white); font-size: 17px; line-height: 1.65; -webkit-font-smoothing: antialiased; }\n img { display: block; max-width: 100%; }\n a { color: inherit; text-decoration: none; }\n\n .container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }\n\n \/* \u2500\u2500 TYPOGRAPHY \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n h1, h2, h3 { font-family: var(--display); line-height: 1.15; }\n h1 { font-size: clamp(2rem, 5vw, 3.2rem); font-weight: 800; }\n h2 { font-size: clamp(1.5rem, 3.5vw, 2.1rem); font-weight: 700; }\n h3 { font-size: 1.15rem; font-weight: 700; font-family: var(--body); }\n\n \/* \u2500\u2500 UTILITY \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .tag {\n display: inline-block;\n font-family: var(--body);\n font-size: 11px; font-weight: 700; letter-spacing: 1.4px; text-transform: uppercase;\n padding: 5px 14px; border-radius: 20px;\n }\n .tag--amber { background: rgba(212,136,10,.12); color: var(--amber); border: 1px solid rgba(212,136,10,.3); }\n .tag--navy { background: rgba(15,39,68,.08); color: var(--navy); border: 1px solid rgba(15,39,68,.18); }\n .tag--green { background: rgba(29,122,78,.10); color: var(--green); border: 1px solid rgba(29,122,78,.3); }\n\n .btn {\n display: inline-block;\n font-family: var(--body);\n font-weight: 700; font-size: 1rem;\n border: none; border-radius: var(--rad);\n cursor: pointer; transition: all .22s ease;\n text-align: center;\n }\n .btn--primary {\n background: linear-gradient(135deg, var(--amber) 0%, var(--amber2) 100%);\n color: var(--white);\n padding: 16px 40px;\n box-shadow: 0 4px 16px rgba(212,136,10,.35);\n }\n .btn--primary:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(212,136,10,.42); }\n .btn--outline {\n background: transparent;\n color: var(--navy);\n padding: 13px 32px;\n border: 2px solid var(--navy);\n }\n .btn--outline:hover { background: var(--navy); color: var(--white); }\n .btn--white {\n background: var(--white);\n color: var(--navy);\n padding: 15px 40px;\n }\n .btn--white:hover { background: var(--gold); }\n\n \/* \u2500\u2500 STICKY NAV \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .topnav {\n position: sticky; top: 0; z-index: 100;\n background: var(--white);\n border-bottom: 1px solid var(--border);\n padding: 12px 0;\n box-shadow: 0 2px 12px rgba(15,39,68,.06);\n }\n .topnav__inner {\n display: flex; align-items: center; justify-content: space-between;\n max-width: var(--max); margin: 0 auto; padding: 0 24px;\n }\n .topnav__logo img { height: 38px; }\n .topnav__cta { white-space: nowrap; }\n\n \/* \u2500\u2500 HERO \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .hero {\n background: linear-gradient(150deg, var(--navy) 0%, var(--navy2) 50%, #1D5590 100%);\n position: relative; overflow: hidden;\n padding: 80px 0 0;\n }\n .hero::before {\n content: '';\n position: absolute; inset: 0;\n background: url(\"data:image\/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.025'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'\/%3E%3C\/g%3E%3C\/g%3E%3C\/svg%3E\");\n opacity: .4;\n }\n .hero__inner {\n position: relative;\n display: grid;\n grid-template-columns: 1fr 340px;\n gap: 48px;\n align-items: end;\n max-width: var(--max); margin: 0 auto; padding: 0 24px;\n }\n .hero__content { padding-bottom: 64px; }\n .hero__pre { margin-bottom: 20px; display: flex; gap: 10px; flex-wrap: wrap; }\n .hero__title { color: var(--white); margin-bottom: 20px; }\n .hero__title span { color: var(--gold); }\n .hero__lead {\n font-size: 1.1rem; color: rgba(255,255,255,.80);\n max-width: 520px; margin-bottom: 32px; line-height: 1.7;\n }\n .hero__ctas { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }\n .hero__reassure {\n margin-top: 20px;\n font-size: 13px; color: rgba(255,255,255,.55);\n }\n .hero__reassure span { color: rgba(255,255,255,.80); }\n\n \/* Floating card on hero *\/\n .hero__card {\n background: var(--white);\n border-radius: 14px;\n padding: 28px 24px 24px;\n box-shadow: var(--shadow-lg);\n align-self: end;\n position: relative;\n margin-bottom: 0;\n }\n .hero__card-top {\n background: var(--navy);\n border-radius: 10px 10px 0 0;\n padding: 12px 16px;\n margin: -28px -24px 20px;\n text-align: center;\n }\n .hero__card-top span {\n font-family: var(--body);\n font-size: 11px; font-weight: 700; letter-spacing: 1.2px; text-transform: uppercase;\n color: var(--gold);\n }\n .hero__price { text-align: center; margin-bottom: 20px; }\n .hero__price-num {\n font-family: var(--display);\n font-size: 3rem; font-weight: 800; color: var(--navy);\n line-height: 1;\n }\n .hero__price-sub { font-size: 13px; color: var(--muted); margin-top: 4px; }\n .hero__stats {\n display: grid; grid-template-columns: 1fr 1fr;\n gap: 10px; margin-bottom: 20px;\n }\n .hero__stat {\n background: var(--off);\n border-radius: 8px; padding: 10px 12px; text-align: center;\n }\n .hero__stat-num { font-family: var(--display); font-size: 1.5rem; font-weight: 700; color: var(--navy); }\n .hero__stat-lbl { font-size: 11px; color: var(--muted); text-transform: uppercase; letter-spacing: .6px; }\n .hero__card-cta { width: 100%; display: block; }\n .hero__card-note { font-size: 12px; color: var(--muted); text-align: center; margin-top: 10px; }\n\n \/* \u2500\u2500 TRUST BAR \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .trustbar {\n background: var(--off);\n border-bottom: 1px solid var(--border);\n padding: 18px 0;\n }\n .trustbar__inner {\n display: flex; align-items: center; justify-content: center;\n gap: 40px; flex-wrap: wrap;\n max-width: var(--max); margin: 0 auto; padding: 0 24px;\n }\n .trustbar__item {\n display: flex; align-items: center; gap: 8px;\n font-size: 13px; font-weight: 600; color: var(--navy);\n }\n .trustbar__icon { font-size: 16px; }\n\n \/* \u2500\u2500 SECCIONES GEN\u00c9RICAS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .section { padding: 72px 0; }\n .section--alt { background: var(--off); }\n .section__label { margin-bottom: 10px; }\n .section__title { margin-bottom: 14px; }\n .section__sub { font-size: 1.05rem; color: var(--muted); max-width: 580px; line-height: 1.7; }\n\n \/* \u2500\u2500 PARA QUI\u00c9N \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .audience {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));\n gap: 16px; margin-top: 36px;\n }\n .audience__card {\n background: var(--white);\n border: 1px solid var(--border);\n border-radius: var(--rad);\n border-top: 4px solid var(--teal);\n padding: 22px 20px;\n }\n .audience__icon { font-size: 26px; margin-bottom: 10px; }\n .audience__card h3 { color: var(--navy); margin-bottom: 6px; font-size: 15px; }\n .audience__card p { font-size: 13.5px; color: var(--muted); line-height: 1.55; }\n\n \/* \u2500\u2500 APRENDER\u00c1S (grid de cards) \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .learn-grid {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));\n gap: 16px; margin-top: 36px;\n }\n .learn-card {\n background: var(--white);\n border: 1px solid var(--border);\n border-radius: var(--rad);\n padding: 22px 20px;\n transition: box-shadow .2s, transform .2s;\n }\n .learn-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }\n .learn-card__icon { font-size: 26px; margin-bottom: 10px; }\n .learn-card h3 { font-size: 14.5px; color: var(--navy); margin-bottom: 6px; }\n .learn-card p { font-size: 13px; color: var(--muted); line-height: 1.55; }\n\n \/* \u2500\u2500 TEMARIO \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .temario { margin-top: 36px; }\n .temario__item {\n border: 1px solid var(--border);\n border-radius: var(--rad);\n background: var(--white);\n margin-bottom: 8px;\n overflow: hidden;\n }\n .temario__head {\n display: flex; align-items: center;\n padding: 16px 20px; cursor: pointer;\n gap: 14px;\n user-select: none;\n transition: background .15s;\n }\n .temario__head:hover { background: var(--off); }\n .temario__num {\n width: 30px; height: 30px; flex-shrink: 0;\n background: var(--navy); color: var(--white);\n border-radius: 50%; display: flex; align-items: center; justify-content: center;\n font-size: 12px; font-weight: 700; font-family: var(--body);\n }\n .temario__name { flex: 1; font-weight: 600; font-size: 15px; color: var(--navy); }\n .temario__hours {\n font-size: 12px; color: var(--muted);\n background: var(--off); padding: 3px 10px; border-radius: 20px;\n white-space: nowrap;\n }\n .temario__arrow {\n color: var(--muted); font-size: 18px;\n transition: transform .2s;\n flex-shrink: 0;\n }\n .temario__item.open .temario__arrow { transform: rotate(180deg); }\n .temario__body {\n display: none;\n padding: 0 20px 18px 64px;\n }\n .temario__item.open .temario__body { display: block; }\n .temario__desc { font-size: 14px; color: var(--muted); margin-bottom: 10px; }\n .temario__list { list-style: none; }\n .temario__list li {\n font-size: 13.5px; color: var(--text);\n padding: 4px 0 4px 18px; position: relative;\n }\n .temario__list li::before {\n content: '\u2192';\n position: absolute; left: 0;\n color: var(--sky); font-size: 12px;\n }\n .temario__case {\n margin-top: 10px;\n background: #EBF5FB; border-left: 3px solid var(--sky);\n border-radius: 0 6px 6px 0; padding: 8px 12px;\n font-size: 13px; color: var(--navy2);\n }\n .temario__case strong { color: var(--navy); }\n\n \/* \u2500\u2500 CASO PR\u00c1CTICO \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .case-strip {\n background: linear-gradient(135deg, var(--navy) 0%, var(--navy2) 100%);\n border-radius: 14px; padding: 40px 44px;\n display: grid; grid-template-columns: 1fr auto;\n gap: 32px; align-items: center;\n }\n .case-strip__label { font-size: 11px; font-weight: 700; letter-spacing: 1.3px; text-transform: uppercase; color: var(--gold); margin-bottom: 10px; }\n .case-strip__title { font-family: var(--display); font-size: 1.5rem; font-weight: 700; color: var(--white); margin-bottom: 12px; line-height: 1.25; }\n .case-strip__text { font-size: 14px; color: rgba(255,255,255,.75); line-height: 1.65; }\n .case-strip__stat { text-align: center; }\n .case-strip__num { font-family: var(--display); font-size: 2.8rem; font-weight: 800; color: var(--gold); line-height: 1; }\n .case-strip__cap { font-size: 12px; color: rgba(255,255,255,.6); margin-top: 4px; }\n\n \/* \u2500\u2500 INCLUYE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .includes {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));\n gap: 16px; margin-top: 36px;\n }\n .include-card {\n display: flex; gap: 14px; align-items: flex-start;\n background: var(--white); border: 1px solid var(--border);\n border-radius: var(--rad); padding: 20px;\n }\n .include-card__icon { font-size: 22px; flex-shrink: 0; margin-top: 2px; }\n .include-card h3 { font-size: 14px; color: var(--navy); margin-bottom: 4px; }\n .include-card p { font-size: 13px; color: var(--muted); line-height: 1.5; }\n\n \/* \u2500\u2500 C\u00d3MO SE BONIFICA \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .steps { margin-top: 36px; display: grid; gap: 12px; }\n .step-item {\n display: flex; gap: 16px; align-items: flex-start;\n background: var(--white); border: 1px solid var(--border);\n border-radius: var(--rad); padding: 18px 20px;\n }\n .step-num {\n width: 32px; height: 32px; flex-shrink: 0;\n background: var(--navy); color: var(--white);\n border-radius: 50%; display: flex; align-items: center; justify-content: center;\n font-weight: 700; font-size: 14px; font-family: var(--body);\n }\n .step-item__body h3 { font-size: 15px; color: var(--navy); margin-bottom: 3px; }\n .step-item__body p { font-size: 13.5px; color: var(--muted); }\n .step-item__body a { color: var(--teal); text-decoration: underline; }\n\n .requisite-box {\n background: #FFF8E6;\n border: 1px solid #F0D080;\n border-left: 4px solid var(--amber);\n border-radius: 0 var(--rad) var(--rad) 0;\n padding: 16px 20px; margin-top: 16px;\n }\n .requisite-box p { font-size: 14px; color: #6B4A00; line-height: 1.6; }\n .requisite-box strong { color: #4A3000; }\n\n \/* \u2500\u2500 FAQ \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .faq { margin-top: 36px; display: grid; gap: 8px; }\n .faq__item {\n border: 1px solid var(--border);\n border-radius: var(--rad);\n background: var(--white);\n overflow: hidden;\n }\n .faq__q {\n display: flex; align-items: center; justify-content: space-between;\n padding: 16px 20px; cursor: pointer; gap: 12px;\n font-weight: 600; font-size: 15px; color: var(--navy);\n user-select: none; transition: background .15s;\n }\n .faq__q:hover { background: var(--off); }\n .faq__arrow { color: var(--muted); font-size: 18px; flex-shrink: 0; transition: transform .2s; }\n .faq__item.open .faq__arrow { transform: rotate(180deg); }\n .faq__a { display: none; padding: 0 20px 16px; font-size: 14px; color: var(--muted); line-height: 1.65; }\n .faq__item.open .faq__a { display: block; }\n\n \/* \u2500\u2500 CTA FINAL \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .cta-final {\n background: linear-gradient(135deg, var(--navy) 0%, #1D5590 100%);\n padding: 80px 0;\n }\n .cta-final__inner { text-align: center; max-width: 620px; margin: 0 auto; padding: 0 24px; }\n .cta-final__title { font-family: var(--display); font-size: clamp(1.6rem, 4vw, 2.2rem); color: var(--white); margin-bottom: 14px; }\n .cta-final__sub { font-size: 1.05rem; color: rgba(255,255,255,.75); margin-bottom: 32px; line-height: 1.7; }\n .cta-final__actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }\n .cta-final__note { margin-top: 16px; font-size: 13px; color: rgba(255,255,255,.5); }\n\n \/* \u2500\u2500 CONTACT STRIP \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .contact-strip {\n background: var(--off); border-top: 1px solid var(--border);\n padding: 28px 0;\n }\n .contact-strip__inner {\n display: flex; align-items: center; justify-content: center;\n gap: 40px; flex-wrap: wrap;\n max-width: var(--max); margin: 0 auto; padding: 0 24px;\n }\n .contact-strip__item { display: flex; align-items: center; gap: 10px; font-size: 14px; }\n .contact-strip__icon { font-size: 20px; }\n .contact-strip__label { font-weight: 600; color: var(--navy); }\n .contact-strip__val { color: var(--muted); }\n .contact-strip__val a { color: var(--teal); }\n\n \/* \u2500\u2500 FOOTER \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .footer {\n background: var(--navy);\n padding: 24px 0;\n }\n .footer__inner {\n display: flex; align-items: center; justify-content: space-between;\n flex-wrap: wrap; gap: 12px;\n max-width: var(--max); margin: 0 auto; padding: 0 24px;\n }\n .footer img { height: 30px; filter: brightness(0) invert(1); opacity: .7; }\n .footer__legal { font-size: 12px; color: rgba(255,255,255,.45); line-height: 1.55; max-width: 560px; }\n .footer__legal a { color: rgba(255,255,255,.6); text-decoration: underline; }\n\n \/* \u2500\u2500 SCROLL-IN ANIMATIONS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n .reveal { opacity: 0; transform: translateY(22px); transition: opacity .55s ease, transform .55s ease; }\n .reveal.visible { opacity: 1; transform: translateY(0); }\n\n \/* \u2500\u2500 RESPONSIVE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n @media (max-width: 820px) {\n .hero__inner { grid-template-columns: 1fr; }\n .hero__card { margin-bottom: 0; max-width: 400px; }\n .hero__content { padding-bottom: 36px; }\n .case-strip { grid-template-columns: 1fr; text-align: center; padding: 28px 24px; }\n .topnav .btn { display: none; }\n }\n @media (max-width: 540px) {\n .section { padding: 48px 0; }\n .hero { padding: 52px 0 0; }\n .cta-final { padding: 56px 0; }\n .trustbar__inner { gap: 20px; }\n }\n <\/style>\n\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n STICKY NAV\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<nav class=\"topnav\">\n <div class=\"topnav__inner\">\n <div class=\"topnav__logo\">\n <a href=\"https:\/\/estudiosanamar.com\/empresas\/\">\n <img decoding=\"async\" src=\"https:\/\/estudiosanamar.com\/empresas\/wp-content\/uploads\/2025\/05\/cropped-6394355356855204874.jpg\" alt=\"Estudios Anamar\" height=\"38\">\n <\/a>\n <\/div>\n <a href=\"#inscripcion\" class=\"btn btn--primary topnav__cta\">\n Solicitar informaci\u00f3n\n <\/a>\n <\/div>\n<\/nav>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n HERO\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"hero\">\n <div class=\"hero__inner\">\n\n <!-- Texto izquierda -->\n <div class=\"hero__content\">\n <div class=\"hero__pre\">\n <span class=\"tag tag--amber\">\u2705 Bonificado FUNDAE<\/span>\n <span class=\"tag\" style=\"background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.25);\">Teleformaci\u00f3n \u00b7 30 h<\/span>\n <\/div>\n <h1 class=\"hero__title\">\n Financiaci\u00f3n Empresarial:<br>\n <span>Bancaria, P\u00fablica<br>y Europea<\/span>\n <\/h1>\n <p class=\"hero__lead\">\n El curso pr\u00e1ctico para que responsables de administraci\u00f3n y mandos intermedios entiendan, negocien y aprovechen todos los productos y ayudas de financiaci\u00f3n disponibles para su empresa.\n <\/p>\n <div class=\"hero__ctas\">\n <a href=\"#inscripcion\" class=\"btn btn--primary\">Solicitar informaci\u00f3n \u2192<\/a>\n <a href=\"#temario\" class=\"btn btn--outline\" style=\"color:#fff;border-color:rgba(255,255,255,.4);\">Ver el programa<\/a>\n <\/div>\n <p class=\"hero__reassure\">\n <span>Gesti\u00f3n FUNDAE incluida<\/span> \u00b7 Acceso inmediato al campus \u00b7 Campus 24\/7\n <\/p>\n <\/div>\n\n <!-- Card derecha -->\n <div class=\"hero__card\">\n <div class=\"hero__card-top\">\n <span>Formaci\u00f3n bonificable hasta el 100 %<\/span>\n <\/div>\n <div class=\"hero__price\">\n <div class=\"hero__price-num\">225 \u20ac<\/div>\n <div class=\"hero__price-sub\">por alumno\/a \u00b7 Gesti\u00f3n FUNDAE incluida<\/div>\n <\/div>\n <div class=\"hero__stats\">\n <div class=\"hero__stat\">\n <div class=\"hero__stat-num\">30<\/div>\n <div class=\"hero__stat-lbl\">horas<\/div>\n <\/div>\n <div class=\"hero__stat\">\n <div class=\"hero__stat-num\">9<\/div>\n <div class=\"hero__stat-lbl\">unidades<\/div>\n <\/div>\n <div class=\"hero__stat\">\n <div class=\"hero__stat-num\">100%<\/div>\n <div class=\"hero__stat-lbl\">online<\/div>\n <\/div>\n <div class=\"hero__stat\">\n <div class=\"hero__stat-num\">24\/7<\/div>\n <div class=\"hero__stat-lbl\">campus<\/div>\n <\/div>\n <\/div>\n <a href=\"#inscripcion\" class=\"btn btn--primary hero__card-cta\">Solicitar informaci\u00f3n \u2192<\/a>\n <p class=\"hero__card-note\">Tutor online incluido \u00b7 Diploma FUNDAE al finalizar<\/p>\n <\/div>\n\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n TRUST BAR\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"trustbar\">\n <div class=\"trustbar__inner\">\n <div class=\"trustbar__item\"><span class=\"trustbar__icon\">\ud83c\udf93<\/span> Diploma Oficial FUNDAE<\/div>\n <div class=\"trustbar__item\"><span class=\"trustbar__icon\">\ud83c\udfdb\ufe0f<\/span> Gestionamos la bonificaci\u00f3n<\/div>\n <div class=\"trustbar__item\"><span class=\"trustbar__icon\">\ud83d\udc68\u200d\ud83c\udfeb<\/span> Tutor online personalizado<\/div>\n <div class=\"trustbar__item\"><span class=\"trustbar__icon\">\ud83d\udcf1<\/span> Campus abierto 24 horas<\/div>\n <div class=\"trustbar__item\"><span class=\"trustbar__icon\">\ud83d\udcc4<\/span> Certificado de aprovechamiento<\/div>\n <\/div>\n<\/div>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n PARA QUI\u00c9N\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section\">\n <div class=\"container\">\n <div class=\"reveal\">\n <span class=\"tag tag--navy section__label\">Perfil del alumno<\/span>\n <h2 class=\"section__title\">\u00bfA qui\u00e9n va dirigido?<\/h2>\n <p class=\"section__sub\">Dise\u00f1ado para perfiles no financieros que trabajan en empresas y necesitan entender la financiaci\u00f3n para tomar mejores decisiones.<\/p>\n <\/div>\n <div class=\"audience reveal\">\n <div class=\"audience__card\">\n <div class=\"audience__icon\">\ud83d\udccb<\/div>\n <h3>Responsables de administraci\u00f3n<\/h3>\n <p>Que gestionan pagos, cobros, relaci\u00f3n bancaria y tesorer\u00eda del d\u00eda a d\u00eda.<\/p>\n <\/div>\n <div class=\"audience__card\">\n <div class=\"audience__icon\">\ud83c\udfe2<\/div>\n <h3>Mandos intermedios<\/h3>\n <p>Con participaci\u00f3n en decisiones de compra, inversi\u00f3n o contrataci\u00f3n de servicios financieros.<\/p>\n <\/div>\n <div class=\"audience__card\">\n <div class=\"audience__icon\">\ud83d\udcca<\/div>\n <h3>T\u00e9cnicos de contabilidad<\/h3>\n <p>Que quieren entender mejor los productos que ya usan y los que a\u00fan no conocen.<\/p>\n <\/div>\n <div class=\"audience__card\">\n <div class=\"audience__icon\">\ud83d\udc54<\/div>\n <h3>Gerentes de PYME<\/h3>\n <p>Que quieren que su equipo hable el mismo idioma financiero que el banco.<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n QU\u00c9 APRENDER\u00c1S\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section section--alt\">\n <div class=\"container\">\n <div class=\"reveal\">\n <span class=\"tag tag--navy section__label\">Contenido<\/span>\n <h2 class=\"section__title\">Lo que aprender\u00e1s<\/h2>\n <p class=\"section__sub\">Conocimiento pr\u00e1ctico y aplicable desde el primer d\u00eda, centrado en los instrumentos que tu empresa ya usa o podr\u00eda estar usando.<\/p>\n <\/div>\n <div class=\"learn-grid reveal\">\n <div class=\"learn-card\">\n <div class=\"learn-card__icon\">\ud83c\udfe6<\/div>\n <h3>P\u00f3liza de cr\u00e9dito<\/h3>\n <p>Cu\u00e1ndo usarla, qu\u00e9 te cuesta de verdad y c\u00f3mo negociar el l\u00edmite con el banco.<\/p>\n <\/div>\n <div class=\"learn-card\">\n <div class=\"learn-card__icon\">\ud83d\udccb<\/div>\n <h3>Pr\u00e9stamos y garant\u00edas<\/h3>\n <p>Tipos, cuadro de amortizaci\u00f3n y qu\u00e9 puede exigirte el banco antes de concederte uno.<\/p>\n <\/div>\n <div class=\"learn-card\">\n <div class=\"learn-card__icon\">\ud83d\udd04<\/div>\n <h3>Confirming y factoring<\/h3>\n <p>C\u00f3mo cobrar antes y pagar despu\u00e9s sin que eso te salga m\u00e1s caro de lo esperado.<\/p>\n <\/div>\n <div class=\"learn-card\">\n <div class=\"learn-card__icon\">\ud83d\ude97<\/div>\n <h3>Leasing y renting<\/h3>\n <p>Cu\u00e1l conviene para tu empresa, qu\u00e9 implica cada uno fiscalmente y c\u00f3mo aparece en el balance.<\/p>\n <\/div>\n <div class=\"learn-card\">\n <div class=\"learn-card__icon\">\ud83d\udcca<\/div>\n <h3>An\u00e1lisis de inversi\u00f3n<\/h3>\n <p>VAN, TIR y Payback para saber si una inversi\u00f3n o un proyecto realmente compensa.<\/p>\n <\/div>\n <div class=\"learn-card\">\n <div class=\"learn-card__icon\">\ud83c\udfdb\ufe0f<\/div>\n <h3>Ayudas y financiaci\u00f3n p\u00fablica<\/h3>\n <p>Subvenciones, l\u00edneas de pr\u00e9stamo p\u00fablico y programas de apoyo m\u00e1s accesibles de lo que parecen.<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n CASO PR\u00c1CTICO\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section\">\n <div class=\"container\">\n <div class=\"case-strip reveal\">\n <div>\n <div class=\"case-strip__label\">\ud83d\udcca Caso pr\u00e1ctico del curso<\/div>\n <div class=\"case-strip__title\">Una PYME detecta que paga de m\u00e1s por su p\u00f3liza y libera 40.000 \u20ac al a\u00f1o<\/div>\n <div class=\"case-strip__text\">Ten\u00eda una p\u00f3liza de cr\u00e9dito que usaba como cuenta corriente. Con un pr\u00e9stamo a corto plazo para existencias y una l\u00ednea de confirming para proveedores, redujo su coste financiero un 38 % sin cambiar de banco.<br><br>Este tipo de an\u00e1lisis es lo que aprender\u00e1s a hacer en el curso.<\/div>\n <\/div>\n <div class=\"case-strip__stat\">\n <div class=\"case-strip__num\">\u221238%<\/div>\n <div class=\"case-strip__cap\">coste financiero<br>sin cambiar de banco<\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n TEMARIO\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section section--alt\" id=\"temario\">\n <div class=\"container\">\n <div class=\"reveal\">\n <span class=\"tag tag--navy section__label\">Programa<\/span>\n <h2 class=\"section__title\">Temario completo \u2014 9 unidades \u00b7 30 horas<\/h2>\n <p class=\"section__sub\">Haz clic en cada unidad para ver los contenidos detallados.<\/p>\n <\/div>\n\n <div class=\"temario reveal\">\n\n <!-- U1 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">1<\/div>\n <div class=\"temario__name\">Los Proyectos de Inversi\u00f3n y An\u00e1lisis de Viabilidad<\/div>\n <div class=\"temario__hours\">3,5 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">Aprende a cuantificar si un proyecto de inversi\u00f3n crea o destruye valor e interpretar los ratios de liquidez del balance.<\/p>\n <ul class=\"temario__list\">\n <li>Criterio del VAN: f\u00f3rmula, interpretaci\u00f3n y sensibilidad a la tasa de descuento<\/li>\n <li>TIR: relaci\u00f3n con el WACC y regla de aceptaci\u00f3n\/rechazo<\/li>\n <li>Per\u00edodo de Recuperaci\u00f3n (Payback) y ROI<\/li>\n <li>Balance de situaci\u00f3n: activo, pasivo y patrimonio neto<\/li>\n <li>Indicadores de tesorer\u00eda y solvencia: liquidez, fondo de maniobra, endeudamiento<\/li>\n <li>El WACC como tasa de descuento: f\u00f3rmula y componentes<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> TecnoAlma S.L. \u2014 evaluaci\u00f3n de ampliaci\u00f3n de l\u00ednea de producci\u00f3n (inversi\u00f3n 150.000 \u20ac, WACC 8 %).<\/div>\n <\/div>\n <\/div>\n\n <!-- U2 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">2<\/div>\n <div class=\"temario__name\">Tipolog\u00eda de Fuentes de Financiaci\u00f3n y Marco Legal<\/div>\n <div class=\"temario__hours\">3 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">Clasificaci\u00f3n de todas las fuentes de financiaci\u00f3n y derechos de la PYME frente a las entidades financieras (Ley 5\/2015).<\/p>\n <ul class=\"temario__list\">\n <li>Financiaci\u00f3n interna vs. externa; recursos propios vs. recursos ajenos<\/li>\n <li>Clasificaci\u00f3n por plazo y encaje con el Fondo de Maniobra<\/li>\n <li>Criterios de selecci\u00f3n: TAE real, flexibilidad, impacto en balance<\/li>\n <li>Ley 5\/2015: preaviso de 3 meses y derecho al informe de scoring<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> Distribuciones Mart\u00ednez S.L. \u2014 fondo de maniobra negativo al financiar activo fijo con p\u00f3liza a corto plazo.<\/div>\n <\/div>\n <\/div>\n\n <!-- U3 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">3<\/div>\n <div class=\"temario__name\">Financiaci\u00f3n Propia y Estructura de Capital<\/div>\n <div class=\"temario__hours\">3,5 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">Recursos propios, autofinanciaci\u00f3n y c\u00f3mo crecer sin depender siempre de financiaci\u00f3n externa.<\/p>\n <ul class=\"temario__list\">\n <li>Autofinanciaci\u00f3n de mantenimiento: amortizaciones y provisiones<\/li>\n <li>Reservas legales y voluntarias (LSC)<\/li>\n <li>Bootstrapping: cobro anticipado, pago aplazado, sale & leaseback<\/li>\n <li>Ampliaci\u00f3n de capital: procedimiento y Derecho de Suscripci\u00f3n Preferente (DSP)<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> InnoTech S.A. \u2014 ampliaci\u00f3n de capital 1:2, c\u00e1lculo del DSP (precio mercado 8 \u20ac, emisi\u00f3n 5 \u20ac).<\/div>\n <\/div>\n <\/div>\n\n <!-- U4 -->\n <div class=\"temario__item open\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">4<\/div>\n <div class=\"temario__name\">Financiaci\u00f3n Bancaria y Liquidez Operativa<\/div>\n <div class=\"temario__hours\">4 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">La unidad m\u00e1s pr\u00e1ctica del curso. Gesti\u00f3n de los productos bancarios habituales: cu\u00e1ndo y c\u00f3mo usar cada uno.<\/p>\n <ul class=\"temario__list\">\n <li>Pr\u00e9stamo corporativo: garant\u00edas, covenants y cuadro de amortizaci\u00f3n<\/li>\n <li>Pr\u00e9stamo hipotecario: LTV y financiaci\u00f3n de activos fijos<\/li>\n <li>P\u00f3liza de cr\u00e9dito: mec\u00e1nica, coste real y comparativa con el pr\u00e9stamo<\/li>\n <li>Descuento comercial: anticipo de efectos y coste con recurso<\/li>\n <li>Confirming: modalidad comercial y de anticipo con\/sin recurso<\/li>\n <li>Plazos de pago (Ley 3\/2004): 60 d\u00edas m\u00e1ximo, inter\u00e9s de demora BCE + 8 ptos.<\/li>\n <li>Impacto de la morosidad en el scoring bancario<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> Construcciones Norte S.L. \u2014 descuento comercial (2 %) vs. confirming sin recurso (4 %) sobre factura de 80.000 \u20ac.<\/div>\n <\/div>\n <\/div>\n\n <!-- U5 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">5<\/div>\n <div class=\"temario__name\">Financiaci\u00f3n Alternativa y Ecosistema de Startups<\/div>\n <div class=\"temario__hours\">4 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">V\u00edas de inversi\u00f3n privada y financiaci\u00f3n colectiva para empresas que necesitan capital fuera del canal bancario.<\/p>\n <ul class=\"temario__list\">\n <li>Business Angels: deducci\u00f3n IRPF del 50 % (Ley 28\/2022)<\/li>\n <li>Crowdfunding de recompensa, donaci\u00f3n, equity y crowdlending (Reg. UE 2020\/1503)<\/li>\n <li>Venture Capital: fases Seed, Serie A, Serie B\/Growth<\/li>\n <li>Pactos de socios: liquidation preference, drag along, tag along<\/li>\n <li>BME Growth y MARF: mercados alternativos para PYMEs<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> Business Angel invierte 80.000 \u20ac en startup calificada \u2192 ahorro fiscal de 40.000 \u20ac en IRPF.<\/div>\n <\/div>\n <\/div>\n\n <!-- U6 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">6<\/div>\n <div class=\"temario__name\">Financiaci\u00f3n Comercial y Privada del Circulante<\/div>\n <div class=\"temario__hours\">3,5 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">Leasing, renting y factoring: diferencias, implicaciones fiscales y cu\u00e1ndo usar cada uno.<\/p>\n <ul class=\"temario__list\">\n <li>Leasing financiero: opci\u00f3n de compra, contabilidad (NIIF 16) y amortizaci\u00f3n acelerada<\/li>\n <li>Renting operativo: cuota deducible, sin opci\u00f3n de compra<\/li>\n <li>Per\u00edodo Medio de Cobro (PMC): c\u00e1lculo y reducci\u00f3n<\/li>\n <li>Factoring con y sin recurso: diferencias y efecto en balance<\/li>\n <li>Factura Electr\u00f3nica Obligatoria (Ley 18\/2022): integraci\u00f3n con factoring<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> Met\u00e1licas Sur S.A. \u2014 leasing de maquinaria 200.000 \u20ac, ahorro fiscal por amortizaci\u00f3n acelerada: 10.000 \u20ac en el a\u00f1o 1.<\/div>\n <\/div>\n <\/div>\n\n <!-- U7 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">7<\/div>\n <div class=\"temario__name\">Financiaci\u00f3n P\u00fablica y Ayudas Estatales<\/div>\n <div class=\"temario__hours\">4,5 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">Subvenciones a fondo perdido, pr\u00e9stamos p\u00fablicos y organismos de apoyo empresarial.<\/p>\n <ul class=\"temario__list\">\n <li>Subvenciones a fondo perdido: concurrencia competitiva y r\u00e9gimen de minimis (300.000 \u20ac)<\/li>\n <li>ENISA: l\u00edneas J\u00f3venes, Emprendedores, Crecimiento y Base Tecnol\u00f3gica<\/li>\n <li>L\u00edneas ICO de mediaci\u00f3n: hasta 12,5 M\u20ac a trav\u00e9s de banca colaboradora<\/li>\n <li>CDTI: pr\u00e9stamos I+D+i al 0 % de inter\u00e9s<\/li>\n <li>ICEX \/ FIEX: apoyo a la internacionalizaci\u00f3n y SEPIDES<\/li>\n <li>C\u00e1maras de Comercio: programas de diagn\u00f3stico y acompa\u00f1amiento<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> BioTech Solutions S.L. \u2014 stack de financiaci\u00f3n p\u00fablica de 430.000 \u20ac combinando ENISA + CDTI + subvenci\u00f3n.<\/div>\n <\/div>\n <\/div>\n\n <!-- U8 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">8<\/div>\n <div class=\"temario__name\">Financiaci\u00f3n Multilateral y Programas Europeos<\/div>\n <div class=\"temario__hours\">3,5 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">Programa Horizonte Europa y el EIC Accelerator como instrumento de financiaci\u00f3n para proyectos innovadores de alto impacto.<\/p>\n <ul class=\"temario__list\">\n <li>Horizonte Europa 2021-2027: estructura de pilares (95.500 M\u20ac)<\/li>\n <li>EIC Accelerator: Grant hasta 2,5 M\u20ac + Equity hasta 15 M\u20ac (Blended Finance)<\/li>\n <li>Proceso de evaluaci\u00f3n: Step 1 \u2192 Step 2 \u2192 Step 3 (jurado)<\/li>\n <li>Sello de Excelencia: acceso a fondos nacionales equivalentes<\/li>\n <li>INNOWWIDE: hasta 60.000 \u20ac para validaci\u00f3n comercial extra-UE<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso:<\/strong> PayFlow Analytics \u2014 Blended Finance de 10 M\u20ac (Grant 2 M\u20ac + Equity 8 M\u20ac), expansi\u00f3n a 8 pa\u00edses en 18 meses.<\/div>\n <\/div>\n <\/div>\n\n <!-- U9 -->\n <div class=\"temario__item\">\n <div class=\"temario__head\" onclick=\"toggleItem(this)\">\n <div class=\"temario__num\">9<\/div>\n <div class=\"temario__name\">Tendencias Globales y Digitalizaci\u00f3n Financiera<\/div>\n <div class=\"temario__hours\">4 h<\/div>\n <div class=\"temario__arrow\">\u25be<\/div>\n <\/div>\n <div class=\"temario__body\">\n <p class=\"temario__desc\">Fintech, criterios ESG y caso integrador: dise\u00f1o del plan de financiaci\u00f3n completo para una empresa.<\/p>\n <ul class=\"temario__list\">\n <li>Fintech y embedded finance: cr\u00e9dito integrado en el ERP<\/li>\n <li>Criterios ESG: impacto en el acceso al cr\u00e9dito bancario<\/li>\n <li>Bonos verdes y pr\u00e9stamos SLL: c\u00f3mo reducir el coste financiero con sostenibilidad<\/li>\n <li>Sectores con mayor tracci\u00f3n: Deep Tech, CleanTech, Biotech, Fintech<\/li>\n <li>Caso integrador: plan de financiaci\u00f3n completo combinando todas las fuentes<\/li>\n <\/ul>\n <div class=\"temario__case\"><strong>Caso integrador:<\/strong> GreenFlow Analytics \u2014 7,31 M\u20ac levantados en 36 meses combinando 6 fuentes de financiaci\u00f3n, diluci\u00f3n del 22 %.<\/div>\n <\/div>\n <\/div>\n\n <\/div><!-- \/temario -->\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n QU\u00c9 INCLUYE\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section\">\n <div class=\"container\">\n <div class=\"reveal\">\n <span class=\"tag tag--navy section__label\">Incluye<\/span>\n <h2 class=\"section__title\">\u00bfQu\u00e9 incluye la matr\u00edcula?<\/h2>\n <\/div>\n <div class=\"includes reveal\">\n <div class=\"include-card\">\n <div class=\"include-card__icon\">\ud83c\udf93<\/div>\n <div>\n <h3>Certificado + Diploma FUNDAE<\/h3>\n <p>Certificado de aprovechamiento y Diploma Oficial FUNDAE al finalizar con \u00e9xito.<\/p>\n <\/div>\n <\/div>\n <div class=\"include-card\">\n <div class=\"include-card__icon\">\ud83d\udc68\u200d\ud83c\udfeb<\/div>\n <div>\n <h3>Tutor online personal<\/h3>\n <p>Corrige ejercicios, resuelve dudas de temario y da seguimiento a tu progreso.<\/p>\n <\/div>\n <\/div>\n <div class=\"include-card\">\n <div class=\"include-card__icon\">\ud83c\udccf<\/div>\n <div>\n <h3>Actividades interactivas<\/h3>\n <p>Flashcards, drag&drop y quizzes con retroalimentaci\u00f3n inmediata por cada respuesta.<\/p>\n <\/div>\n <\/div>\n <div class=\"include-card\">\n <div class=\"include-card__icon\">\ud83d\udcc4<\/div>\n <div>\n <h3>Gu\u00eda Did\u00e1ctica descargable<\/h3>\n <p>Glosario de 38 t\u00e9rminos, marco normativo actualizado y plan de estudio semana a semana.<\/p>\n <\/div>\n <\/div>\n <div class=\"include-card\">\n <div class=\"include-card__icon\">\ud83d\udd04<\/div>\n <div>\n <h3>Campus abierto 24\/7<\/h3>\n <p>Accede cuando quieras. El progreso se guarda autom\u00e1ticamente y puedes retomar en cualquier momento.<\/p>\n <\/div>\n <\/div>\n <div class=\"include-card\">\n <div class=\"include-card__icon\">\ud83d\udccb<\/div>\n <div>\n <h3>Gesti\u00f3n FUNDAE completa<\/h3>\n <p>Nos encargamos de toda la tramitaci\u00f3n con FUNDAE para que el curso sea bonificable.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n C\u00d3MO SE BONIFICA\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section section--alt\" id=\"bonificacion\">\n <div class=\"container\">\n <div class=\"reveal\">\n <span class=\"tag tag--green section__label\">Gesti\u00f3n FUNDAE<\/span>\n <h2 class=\"section__title\">\u00bfC\u00f3mo funciona la bonificaci\u00f3n?<\/h2>\n <p class=\"section__sub\">El proceso es sencillo. Nosotros gestionamos todo con FUNDAE para que tu empresa no tenga que preocuparse de la tramitaci\u00f3n.<\/p>\n <\/div>\n\n <div class=\"steps reveal\">\n <div class=\"step-item\">\n <div class=\"step-num\">1<\/div>\n <div class=\"step-item__body\">\n <h3>Rellena la Ficha de Participante<\/h3>\n <p>Descarga y cumplimenta la <a href=\"https:\/\/estudiosanamar.com\/empresas\/wp-content\/uploads\/2018\/03\/Ficha-Particiante-1-2-6-1.doc\" target=\"_blank\">Ficha de Participante<\/a>. Si tu empresa tiene representante sindical, tambi\u00e9n el <a href=\"https:\/\/estudiosanamar.com\/empresas\/wp-content\/uploads\/2020\/07\/informaci%F3n-rlt_acciones-formativas.docx\" target=\"_blank\">documento RTL<\/a>.<\/p>\n <\/div>\n <\/div>\n <div class=\"step-item\">\n <div class=\"step-num\">2<\/div>\n <div class=\"step-item__body\">\n <h3>Env\u00edanos la documentaci\u00f3n<\/h3>\n <p>Manda los documentos a <a href=\"mailto:formacionbonificada@estudiosanamar.com\">formacionbonificada@estudiosanamar.com<\/a>. Nosotros emitiremos la factura a la empresa.<\/p>\n <\/div>\n <\/div>\n <div class=\"step-item\">\n <div class=\"step-num\">3<\/div>\n <div class=\"step-item__body\">\n <h3>Acceso inmediato al campus<\/h3>\n <p>El alumno recibe por email su usuario, contrase\u00f1a y el enlace al campus virtual. El campus est\u00e1 disponible 24 horas los 7 d\u00edas de la semana.<\/p>\n <\/div>\n <\/div>\n <div class=\"step-item\">\n <div class=\"step-num\">4<\/div>\n <div class=\"step-item__body\">\n <h3>Completa el curso y recibe el diploma<\/h3>\n <p>Al finalizar el itinerario, Estudios Anamar entrega el documento FUNDAE. Con ese documento, tu empresa descuenta el importe de los seguros sociales de ese mes.<\/p>\n <\/div>\n <\/div>\n <div class=\"step-item\">\n <div class=\"step-num\">5<\/div>\n <div class=\"step-item__body\">\n <h3>Coste final para la empresa: 0 \u20ac<\/h3>\n <p>La formaci\u00f3n queda bonificada al 100 %. La empresa recupera \u00edntegramente el importe pagado a trav\u00e9s de la bonificaci\u00f3n en la Seguridad Social.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"requisite-box reveal\">\n <p>\u26a0\ufe0f <strong>Requisito para la bonificaci\u00f3n:<\/strong> el alumno debe superar al menos el <strong>75 % del contenido total del curso<\/strong> \u2014 unidades, actividades y evaluaciones \u2014 antes de la fecha de fin del curso. El progreso se registra autom\u00e1ticamente en la plataforma.<\/p>\n <\/div>\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n FAQ\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section\">\n <div class=\"container\" style=\"max-width:760px;\">\n <div class=\"reveal\">\n <span class=\"tag tag--navy section__label\">Preguntas frecuentes<\/span>\n <h2 class=\"section__title\">Resolvemos tus dudas<\/h2>\n <\/div>\n <div class=\"faq reveal\">\n <div class=\"faq__item open\">\n <div class=\"faq__q\" onclick=\"toggleFaq(this)\">\u00bfCu\u00e1nto cuesta el curso para la empresa si lo bonifica? <span class=\"faq__arrow\">\u25be<\/span><\/div>\n <div class=\"faq__a\">El precio del curso es de 225 \u20ac por alumno\/a. Si se tramita correctamente la bonificaci\u00f3n FUNDAE y el alumno supera el 75 % del contenido, la empresa recupera ese importe \u00edntegro en la cuota de la Seguridad Social. El coste real para la empresa es 0 \u20ac.<\/div>\n <\/div>\n \n <\/div>\n <div class=\"faq__item\">\n <div class=\"faq__q\" onclick=\"toggleFaq(this)\">\u00bfCu\u00e1nto tiempo tengo para hacer el curso? <span class=\"faq__arrow\">\u25be<\/span><\/div>\n <div class=\"faq__a\">El campus est\u00e1 abierto 24 horas los 7 d\u00edas de la semana durante todo el per\u00edodo de matr\u00edcula. El alumno puede avanzar a su ritmo y retomar donde lo dej\u00f3 sin perder el progreso, y un plazo de 5 meses para finalizarlo.<\/div>\n <\/div>\n <div class=\"faq__item\">\n <div class=\"faq__q\" onclick=\"toggleFaq(this)\">\u00bfEs necesario tener conocimientos financieros previos? <span class=\"faq__arrow\">\u25be<\/span><\/div>\n <div class=\"faq__a\">No. El curso est\u00e1 dise\u00f1ado para perfiles no financieros. Los conceptos m\u00e1s t\u00e9cnicos (VAN, TIR, WACC) se explican desde cero con ejemplos paso a paso aplicados a situaciones reales de empresa.<\/div>\n <\/div>\n <div class=\"faq__item\">\n <div class=\"faq__q\" onclick=\"toggleFaq(this)\">\u00bfQui\u00e9n gestiona la tramitaci\u00f3n con FUNDAE? <span class=\"faq__arrow\">\u25be<\/span><\/div>\n <div class=\"faq__a\">Estudios Anamar gestiona \u00edntegramente la tramitaci\u00f3n con FUNDAE. La empresa solo tiene que entregar la Ficha de Participante cumplimentada y, si aplica, el documento RTL. Del resto nos encargamos nosotros.<\/div>\n <\/div>\n <div class=\"faq__item\">\n <div class=\"faq__q\" onclick=\"toggleFaq(this)\">\u00bfHay tutor disponible durante el curso? <span class=\"faq__arrow\">\u25be<\/span><\/div>\n <div class=\"faq__a\">S\u00ed. El tutor online corrige los ejercicios y ex\u00e1menes, y resuelve las dudas de temario a trav\u00e9s del campus virtual o por email. El servicio de tutor\u00eda est\u00e1 incluido en el precio del curso.<\/div>\n <\/div>\n <\/div>\n \n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n FORMULARIO INSCRIPCI\u00d3N\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"section\" id=\"inscripcion\">\n <div class=\"container\" style=\"max-width:720px;\">\n <div class=\"reveal\" style=\"text-align:center;margin-bottom:36px;\">\n <span class=\"tag tag--amber section__label\">Inscripci\u00f3n<\/span>\n <h2 class=\"section__title\" style=\"margin-top:10px;\">Solicita informaci\u00f3n o inscr\u00edbete ahora<\/h2>\n <p class=\"section__sub\" style=\"margin:0 auto;\">Rellena el formulario y nos ponemos en contacto contigo en menos de 24 horas. Tambi\u00e9n puedes llamarnos al <strong>91 075-08-74<\/strong> o escribir a <a href=\"mailto:formacionbonificada@estudiosanamar.com\" style=\"color:var(--teal);\">formacionbonificada@estudiosanamar.com<\/a>.<\/p>\n <\/div>\n <div class=\"reveal\" style=\"background:var(--white);border:1px solid var(--border);border-radius:14px;padding:36px 32px;box-shadow:var(--shadow);\">\n <style id=\"wpforms-css-vars-42561\">\n\t\t\t\t#wpforms-42561 {\n\t\t\t\t--wpforms-container-padding: 0px;\n--wpforms-container-border-width: 1px;\n--wpforms-container-border-radius: 3px;\n--wpforms-background-color: rgba(0, 0, 0, 0);\n--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n--wpforms-container-shadow-size-box-shadow: none;\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-42561\"><form id=\"wpforms-form-42561\" class=\"wpforms-validate wpforms-form\" data-formid=\"42561\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/empresas\/wp-json\/wp\/v2\/pages\/37815\" data-token=\"bea57ae65245a2dcf744ab68c80dc197\" data-token-time=\"1793201565\"><noscript class=\"wpforms-error-noscript\">Por favor, activa JavaScript en tu navegador para completar este formulario.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Por favor, activa JavaScript en tu navegador para completar este formulario.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-42561-field_9-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"9\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_9\">CIF <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-42561-field_9\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][9]\" aria-errormessage=\"wpforms-42561-field_9-error\" required><\/div><div id=\"wpforms-42561-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_0\">Nombre Empresa <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-42561-field_0\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][0]\" aria-errormessage=\"wpforms-42561-field_0-error\" required><\/div><div id=\"wpforms-42561-field_43-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"43\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_43\">Nif Administrador\/a ( Datos para alta en Fundae)<\/label><input type=\"text\" id=\"wpforms-42561-field_43\" class=\"wpforms-field-medium\" name=\"wpforms[fields][43]\" aria-errormessage=\"wpforms-42561-field_43-error\" ><\/div><div id=\"wpforms-42561-field_44-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"44\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_44\">Nombre del Administrador\/a (Datos para alta en Fundae)<\/label><input type=\"text\" id=\"wpforms-42561-field_44\" class=\"wpforms-field-medium\" name=\"wpforms[fields][44]\" aria-errormessage=\"wpforms-42561-field_44-error\" ><\/div>\t\t<div id=\"wpforms-42561-field_2-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"2\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-42561-field_2\" >Completo Alumno\/a en<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-42561-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-42561-field_1-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_1\">Correo electr\u00f3nico Empresa <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-42561-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" spellcheck=\"false\" aria-errormessage=\"wpforms-42561-field_1-error\" required><\/div><div id=\"wpforms-42561-field_38-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"38\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_38\">Nombre Completo y NIF Alumno\/a 1<\/label><input type=\"text\" id=\"wpforms-42561-field_38\" class=\"wpforms-field-medium\" name=\"wpforms[fields][38]\" aria-errormessage=\"wpforms-42561-field_38-error\" ><\/div><div id=\"wpforms-42561-field_39-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"39\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_39\">Nombre Completo y NIF Alumno\/a 2<\/label><input type=\"text\" id=\"wpforms-42561-field_39\" class=\"wpforms-field-medium\" name=\"wpforms[fields][39]\" aria-errormessage=\"wpforms-42561-field_39-error\" aria-describedby=\"wpforms-42561-field_39-description\" ><div id=\"wpforms-42561-field_39-description\" class=\"wpforms-field-description\">A rellenar exclusivamente si hay un segundo alumno\/a <\/div><\/div><div id=\"wpforms-42561-field_40-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"40\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_40\">Nombre Completo y NIF Alumno\/a 3 <\/label><input type=\"text\" id=\"wpforms-42561-field_40\" class=\"wpforms-field-medium\" name=\"wpforms[fields][40]\" aria-errormessage=\"wpforms-42561-field_40-error\" aria-describedby=\"wpforms-42561-field_40-description\" ><div id=\"wpforms-42561-field_40-description\" class=\"wpforms-field-description\">A rellenar exclusivamente si hay un tercer alumno\/a<\/div><\/div><div id=\"wpforms-42561-field_45-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"45\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_45\">Necesitas ampliar informaci\u00f3n, ind\u00edcanos en que te podemos ayudar<\/label><textarea id=\"wpforms-42561-field_45\" class=\"wpforms-field-medium\" name=\"wpforms[fields][45]\" aria-errormessage=\"wpforms-42561-field_45-error\" ><\/textarea><\/div><div id=\"wpforms-42561-field_4-container\" class=\"wpforms-field wpforms-field-gdpr-checkbox\" data-field-id=\"4\"><label class=\"wpforms-field-label\">Acuerdo Solicitud Formaci\u00f3n <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><ul id=\"wpforms-42561-field_4\" class=\"wpforms-field-required\"><li class=\"choice-1\"><input type=\"checkbox\" id=\"wpforms-42561-field_4_1\" name=\"wpforms[fields][4][]\" value=\"El Cliente Empresa, acepta que la gesti\u00f3n de la Bonificaci\u00f3n de esta formaci\u00f3n con Fundae la realice Estudios Anamar. \tInscripci\u00f3n Convocatorias Curso mencionado en este correo. El presente contrato de Encomienda, tiene por objeto regular la relaci\u00f3n que se establece entre la empresa y el trabajador\/a indicados en esta ficha de participaci\u00f3n, en adelante CLIENTE, que van a realizar formaci\u00f3n sus trabajadores y Estudios Anamar que tiene encomendada la organizaci\u00f3n, de dicha formaci\u00f3n, de acuerdo con los art\u00edculos 9.3 y 12.1 de la Ley 30\/2015, de 9 de septiembre, por la que se regula el Sistema de Formaci\u00f3n Profesional para el empleo en el \u00e1mbito laboral y el art\u00edculo 14.3 del Real Decreto 694\/2017, de 3 de julio, que desarrolla la citada Ley. La empresa autoriza a Estudios Anamar J76269893 a acceder al aplicativo de Fundae para gestionar la bonificaci\u00f3n de esta Formaci\u00f3n.\" aria-errormessage=\"wpforms-42561-field_4_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-42561-field_4_1\">El Cliente Empresa, acepta que la gesti\u00f3n de la Bonificaci\u00f3n de esta formaci\u00f3n con Fundae la realice Estudios Anamar. \tInscripci\u00f3n Convocatorias Curso mencionado en este correo. El presente contrato de Encomienda, tiene por objeto regular la relaci\u00f3n que se establece entre la empresa y el trabajador\/a indicados en esta ficha de participaci\u00f3n, en adelante CLIENTE, que van a realizar formaci\u00f3n sus trabajadores y Estudios Anamar que tiene encomendada la organizaci\u00f3n, de dicha formaci\u00f3n, de acuerdo con los art\u00edculos 9.3 y 12.1 de la Ley 30\/2015, de 9 de septiembre, por la que se regula el Sistema de Formaci\u00f3n Profesional para el empleo en el \u00e1mbito laboral y el art\u00edculo 14.3 del Real Decreto 694\/2017, de 3 de julio, que desarrolla la citada Ley. La empresa autoriza a Estudios Anamar J76269893 a acceder al aplicativo de Fundae para gestionar la bonificaci\u00f3n de esta Formaci\u00f3n.<\/label><\/li><\/ul><\/div><div id=\"wpforms-42561-field_42-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"42\"><label class=\"wpforms-field-label\" for=\"wpforms-42561-field_42\">Formaci\u00f3n de Referencia <\/label><input type=\"text\" id=\"wpforms-42561-field_42\" class=\"wpforms-field-medium\" name=\"wpforms[fields][42]\" aria-errormessage=\"wpforms-42561-field_42-error\" ><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-42561-field_2-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-42561-field_2-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-42561-field_2-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"42561\"><input type=\"hidden\" name=\"wpforms[time_token]\" value=\"1793201565.a8e74ba74629295a6d6ddefdd40b5340ec8334c382dfa7196fc48481c333a882\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/estudiosanamar.com\/empresas\/wp-json\/wp\/v2\/pages\/37815\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-42561\" class=\"wpforms-submit\" data-alt-text=\"Enviando...\" data-submit-text=\"Enviar\" aria-live=\"assertive\" value=\"wpforms-submit\">Enviar<\/button><\/div><\/form><\/div> <!-- .wpforms-container -->\n <\/div>\n <div class=\"reveal\" style=\"margin-top:20px;text-align:center;\">\n <div style=\"display:flex;align-items:center;justify-content:center;gap:24px;flex-wrap:wrap;\">\n <div style=\"display:flex;align-items:center;gap:7px;font-size:13px;color:var(--muted);\">\n <span>\ud83d\udd12<\/span> <span>Tus datos est\u00e1n protegidos<\/span>\n <\/div>\n <div style=\"display:flex;align-items:center;gap:7px;font-size:13px;color:var(--muted);\">\n <span>\u26a1<\/span> <span>Respuesta en menos de 24 h<\/span>\n <\/div>\n <div style=\"display:flex;align-items:center;gap:7px;font-size:13px;color:var(--muted);\">\n <span>\ud83c\udf93<\/span> <span>Gesti\u00f3n FUNDAE incluida<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n CTA FINAL\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<section class=\"cta-final\" id=\"cta-final\">\n <div class=\"cta-final__inner\">\n <h2 class=\"cta-final__title\">\u00bfPreparado para mejorar la gesti\u00f3n financiera de tu empresa?<\/h2>\n <p class=\"cta-final__sub\">225 \u20ac por alumno\/a con gesti\u00f3n FUNDAE incluida. Acceso inmediato al campus. 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